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Navigating the complex world of insurance can be frustrating. We're here to make it easy and be a resource you can depend on year after year.

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Medicare Advantage

Medicare Advantage plans are new health care options that are part of the Medicare program. Coverage may include Medicare Part D prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services.

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Medicare Supplement

A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.

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Medicare Part D

Medicare Part D is the federal government's prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area.

 

Recent News and Updates

Read the latest news and information useful to you.

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The Benefits of Bundling: How Combining Policies Can Save You Money

We've all seen those quirky insurance commercials with talking geckos, overly enthusiastic salespeople, and even time-traveling mascots. While...

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Health Savings Account: Is It Worth It Having it?

Are you considering a Health Savings Account (HSA) but unsure if it's the right choice? There are approximately 36 million HSAs in the United...

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The Impact of New Technology on Insurance

Remember the 2002 sci-fi thriller "Minority Report," where predictive technology revolutionized law enforcement by reporting crimes before they...

ABOUT KMR INSURANCE SERVICES, LLC

Your Trusted Insurance Professionals

KMR Insurance Services, LLC, located in Liverpool, NY, is an independent insurance agency committed to servicing the community with extensive product knowledge and experience.

 

The agency will strive to build a strong foundation with each individual customer and provide the highest quality of service and attention to each request. It is our job to be a trusted guide and resource in understanding insurance coverages and solutions. Our goal is to help our clients make informed decisions and be viewed as a reputable alliance in their neighborhood.

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