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Navigating the complex world of insurance can be frustrating. We're here to make it easy and be a resource you can depend on year after year.

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Medicare Advantage

Medicare Advantage plans are new health care options that are part of the Medicare program. Coverage may include Medicare Part D prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services.

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Medicare Supplement

A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.

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Medicare Part D

Medicare Part D is the federal government's prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area.

 

Recent News and Updates

Read the latest news and information useful to you.

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Insurance Myth Busters: Debunking Common Misconceptions about Coverage

In the complex world of insurance, myths and misconceptions can lead to costly mistakes. Today, we’ll shed some light on four of the most common...

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Understanding Your Health Insurance Deductible: Tips for Making the Most of Your Coverage

Health insurance is a complex financial tool. When applied properly, it provides a valuable safety net for your financial well-being. At the heart...

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The Evolution of Insurance: Trends and Innovations Shaping the Industry

I've witnessed firsthand the remarkable transformation of the insurance industry over the years. Today, I'd like to share some exciting trends and...

ABOUT KMR INSURANCE SERVICES, LLC

Your Trusted Insurance Professionals

KMR Insurance Services, LLC, located in Liverpool, NY, is an independent insurance agency committed to servicing the community with extensive product knowledge and experience.

 

The agency will strive to build a strong foundation with each individual customer and provide the highest quality of service and attention to each request. It is our job to be a trusted guide and resource in understanding insurance coverages and solutions. Our goal is to help our clients make informed decisions and be viewed as a reputable alliance in their neighborhood.

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