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Navigating the complex world of insurance can be frustrating. We're here to make it easy and be a resource you can depend on year after year.

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Medicare Advantage

Medicare Advantage plans are new health care options that are part of the Medicare program. Coverage may include Medicare Part D prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services.

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Medicare Supplement

A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.

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Medicare Part D

Medicare Part D is the federal government's prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area.

 

Recent News and Updates

Read the latest news and information useful to you.

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Top 5 Common Insurance Myths and the Truth Behind Them

Insurance is meant to give you peace of mind, but misconceptions often cloud the decision-making process. Let’s debunk five common insurance myths...

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Understanding Universal Life Insurance: Is It Right for You?

When it comes to life insurance, few products are as misunderstood as Universal Life Insurance (ULI). While it offers flexibility and long-term...

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Understanding Your Insurance Options

When it comes to insurance, making an informed decision can protect your financial future and provide peace of mind. With so many providers and...

ABOUT KMR INSURANCE SERVICES, LLC

Your Trusted Insurance Professionals

KMR Insurance Services, LLC, located in Liverpool, NY, is an independent insurance agency committed to servicing the community with extensive product knowledge and experience.

 

The agency will strive to build a strong foundation with each individual customer and provide the highest quality of service and attention to each request. It is our job to be a trusted guide and resource in understanding insurance coverages and solutions. Our goal is to help our clients make informed decisions and be viewed as a reputable alliance in their neighborhood.

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