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Navigating the complex world of insurance can be frustrating. We're here to make it easy and be a resource you can depend on year after year.

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Medicare Advantage

Medicare Advantage plans are new health care options that are part of the Medicare program. Coverage may include Medicare Part D prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services.

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Medicare Supplement

A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.

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Medicare Part D

Medicare Part D is the federal government's prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area.

 

Recent News and Updates

Read the latest news and information useful to you.

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How Milestones Can Affect Your Coverage Needs

Hair metal bands were just emerging as part of the latest music genre in 1981, the year Jeff graduated. Fresh out of college, Jeff was brimming...

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Safeguard Your Medicare Number: A Guide to Avoiding Fraud and Protecting Your Benefits

Medicare numbers are our gateway to vital healthcare services. But just like your Social Security number, they're confidential and require us to...

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How to Fall Back Asleep After Waking in the Middle of the Night

There's nothing quite like the frustration of waking up in the middle of the night, feeling wide awake while the rest of the world slumbers...

ABOUT KMR INSURANCE SERVICES, LLC

Your Trusted Insurance Professionals

KMR Insurance Services, LLC, located in Liverpool, NY, is an independent insurance agency committed to servicing the community with extensive product knowledge and experience.

 

The agency will strive to build a strong foundation with each individual customer and provide the highest quality of service and attention to each request. It is our job to be a trusted guide and resource in understanding insurance coverages and solutions. Our goal is to help our clients make informed decisions and be viewed as a reputable alliance in their neighborhood.

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