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Navigating the complex world of insurance can be frustrating. We're here to make it easy and be a resource you can depend on year after year.

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Medicare Advantage

Medicare Advantage plans are new health care options that are part of the Medicare program. Coverage may include Medicare Part D prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services.

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Medicare Supplement

A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.

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Medicare Part D

Medicare Part D is the federal government's prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area.

 

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Pet Insurance

Pet insurance helps cover unexpected vet bills, so you can focus on your pet’s health—not the cost. It’s a smart way to protect your furry family and your wallet.



Recent News and Updates

Read the latest news and information useful to you.

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What Happens if You Get Hurt on Vacation?

Ah… the allure of vacation. A time to relax, recharge, and enjoy the fruits of your labor. Unfortunately, accidents can happen anywhere: a twisted...

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Does Your Health Insurance Cover Nutrition Counseling?

Good nutrition is foundational to overall health. Yet, for years, visits with registered dietitians were treated as out-of-pocket luxuries. That’s...

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Health Insurance for Self-Employed Professionals: What Are Your Options?

If you're self-employed, you already wear a lot of hats: CEO, accountant, marketer, and everything in between. One of the biggest responsibilities...

ABOUT KMR INSURANCE SERVICES, LLC

Your Trusted Insurance Professionals

KMR Insurance Services, LLC, located in Liverpool, NY, is an independent insurance agency committed to servicing the community with extensive product knowledge and experience.

 

The agency will strive to build a strong foundation with each individual customer and provide the highest quality of service and attention to each request. It is our job to be a trusted guide and resource in understanding insurance coverages and solutions. Our goal is to help our clients make informed decisions and be viewed as a reputable alliance in their neighborhood.

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